by John Geffert | Apr 8, 2021 | Deep in the Trenches
When things are going right, no one questions their investment strategy. It’s more challenging to find the same level of conviction when you’re watching the market nosedive. Your conviction was tested in 2020. If you stayed the course, you were likely rewarded. If you...
by John Geffert | Mar 17, 2021 | Deep in the Trenches
Before my first ultra-marathon, I reviewed the course map a lot. The map showed 4,700’ of elevation gain. A gain I struggled to conceptualize. For perspective, the Boston Marathon has roughly 800’ of elevation. The Manchester City Marathon had 1600’ of elevation gain....
by John Geffert | Mar 4, 2021 | Deep in the Trenches
The narrative we create in our minds isn’t always accurate. Look at the financial media’s recent coverage of the NASDAQ’s performance. “The intense sell-off” has been a daily breaking news headline. The top 5 weightings in the NASDAQ 100 are Apple, Microsoft, Amazon,...
by John Geffert | Mar 3, 2021 | Deep in the Trenches
If you’re a high-income earner wanting to reduce your taxable income, start with these five strategies. Max Out Your 401(k) The contribution limit for an individual in 2021 is $19,500. A married couple can reduce taxable income by $39,000. That’s a tax saving...
by John Geffert | Feb 17, 2021 | Deep in the Trenches
My life has been thousands of planning iterations. It started with planning around sports in grade school and evolved into planning wartime operations in the Middle East. Fast forward to the present, and I am helping families plan for what’s important to them....
by John Geffert | Feb 3, 2021 | Deep in the Trenches
Health Savings Accounts (HSA) are an underutilized saving vehicle for current and future health care costs. HSAs are a tax-advantaged savings account available to individuals who are part of a high-deductible health plan (HDHP). Below are key facts and just a few...
