by John Geffert | Apr 12, 2022 | Deep in the Trenches
We’ve become a nation that treats symptoms versus the cause. Sometimes it’s necessary, but it feels like it’s become the default. Look no further than student loans. The student loan payments pause was extended again – potentially setting up a scenario for President...
by John Geffert | Feb 25, 2022 | Deep in the Trenches
It’s the night of February 23rd and Russia is on the verge of invading Ukraine. The closing bell just rang, and every news source is talking about the pending invasion. CNBC just announced that the S&P 500 is down for the fourth consecutive day. Headlines like...
by John Geffert | Dec 28, 2021 | Deep in the Trenches
Trusts are commonly used in estate planning and come in different flavors. The most common trusts are revocable and irrevocable – as well as whether the legal agreement is a living or testamentary trust. Understanding these concepts pay a key role in your estate plan....
by John Geffert | Sep 17, 2021 | Deep in the Trenches
The House Ways and Means Committee just released a draft of the Democrat’s highly anticipated tax legislation. While we’ll likely see changes to this version of the bill, I want to provide information on some of the most impactful changes – as we understand them...
by John Geffert | Aug 26, 2021 | Deep in the Trenches
“Contribute at least x% of your income” has been a widely adopted retirement savings rule of thumb. This strategy has provided tens of millions of retirees with a fruitful retirement. So why fix a method that isn’t broken? According to a Gallup poll, the average...
by John Geffert | Jul 21, 2021 | Deep in the Trenches
Pro Publica published a piece showing how the wealthiest Americans have gone years without paying income tax after obtaining a cache of IRS information spanning 15-years. The names in the article are some of the wealthiest people in the world – Jeff Bezos, Elon...
