by John Geffert | Oct 16, 2020 | Deep in the Trenches
For most, tax planning becomes a focal point at the end of the year, if it happens at all. The most effective tax planning starts before the next tax year. Meaning, 2021 tax planning usually begins in the last quarter of 2020. That said, the three tax planning...
by John Geffert | Oct 7, 2020 | Deep in the Trenches
Owning dividend paying companies can be part of a well-diversified portfolio, but it can also be a mathematical trap. As a quick refresher, companies have the option of paying their investors dividends in cash or stock. Most dividends are paid in cash and are on a...
by John Geffert | Sep 23, 2020 | Deep in the Trenches
As we roll into the 2020 presidential election, you may be anxious about the market and the state of our economy. It doesn’t help that each election year, both parties state their cases for why their opponent’s party wouldn’t be good for the economy and...
by John Geffert | Sep 17, 2020 | Deep in the Trenches
The S&P 500 is a market-capitalization (market cap) weighted index made up of 505 companies. To get a better feel of the index composition, having a general understanding of how to calculate a company’s market cap is helpful. To calculate a company’s...
by John Geffert | Sep 10, 2020 | Deep in the Trenches
Around this time each year, my wife and I watch HBO’s Hard Knocks. It’s a reality sports series that follows an NFL team through training camp as they prepare for the upcoming season. One of the reoccurring storylines of the show and my wife’s favorite part are the...
by John Geffert | Aug 26, 2020 | Deep in the Trenches
As mortgage rates continue to hit record lows, many people are refinancing their mortgages. Before you think I’m going to provide a definitive answer to refinancing, spoiler alert, I’m not, and there isn’t one. Every situation is unique and driven by more than...
