Financial Planning For High-Income Earners
Reduce Taxes • Invest Smarter
How Markets Perform Before, During, and After a Presidential Election
As we roll into the 2020 presidential election, you may be anxious about the market and the state of our economy. It doesn't help that each election year, both parties state their cases for why their opponent's party wouldn’t be good for the economy and the broader...
What You May Not Know About The S&P 500
The S&P 500 is a market-capitalization (market cap) weighted index made up of 505 companies. To get a better feel of the index composition, having a general understanding of how to calculate a company's market cap is helpful. To calculate a company's market cap,...
Why Playing Time Matters
Around this time each year, my wife and I watch HBO’s Hard Knocks. It’s a reality sports series that follows an NFL team through training camp as they prepare for the upcoming season. One of the reoccurring storylines of the show and my wife’s favorite part are the...
Does it Make ‘Cents’ to Refinance Your Mortgage?
As mortgage rates continue to hit record lows, many people are refinancing their mortgages. Before you think I’m going to provide a definitive answer to refinancing, spoiler alert, I’m not, and there isn’t one. Every situation is unique and driven by more than...
How to Use The Mega Backdoor Roth Strategy
The Mega Backdoor Roth is a common planning strategy for high income earners looking to allocate money to Roth accounts. In most cases, their income exceeds the contribution threshold, which disqualifies them from making Roth IRA contributions. High-income earners can...
3 Reasons to Consider a Roth Conversion
Since marginal tax rates are at a historical low, Roth conversions are all the hype right now. Many investors are doing their research to decide if they should jump on the conversion train. If you're in this group or are just learning about the strategy, here are...